Approach
Client Analysis:
We conduct a thorough analysis of each client’s financial circumstances and objectives prior to designing an investment solution. Our holistic approach encompasses our clients’ risk tolerance, financial planning, and a review of current investments and strategies.
Custom Solutions:
A custom strategy is developed which includes a strategic asset mix, and implementation. The implementation can include existing investments, and multiple managers or strategies. The final portfolio is monitored carefully and adjustments to asset mix and security selection are implemented as changing market and economic conditions demand.
Personalized Service:
A dedicated and experienced investment counselor partners with each client from the analysis phase right through to implementation and ongoing management and service. Counselors meet frequently with the firm’s asset mix, equity, and fixed income teams so that they are conversant with Sceptre’s views on the economy, capital markets and individual holdings. As a result, counselors are able to provide relevant advice to each client on an ongoing basis.
Regular client communication includes monthly statements, quarterly performance reports, personal rate-of -return reports, commentary on the economy and markets, and write-ups from Sceptre portfolio managers. Client meetings are scheduled according to individual preference, while telephone and email access is readily available.
Financial Planning:
Sceptre investment counselors are equipped with state-of-the-art financial planning tools which can consider numerous financial circumstances and strategies.
The following items, and more, can be entered, examined and easily modified:
- Savings plans
- Inflation
- Incomes
- Expenses
- CPP and OAS
- Pensions
- RSP, LIRA, RIF, LIF, LRIF
- Annuities
- Future property sales
- Investment rates of return
- Taxes
- Estate values
Comprehensive reports and graphs are available and the entire plan is stored electronically for future review.
The financial plan is an optional program for private clients. It gives clients reassurance that their recommended investment strategy will fulfill their financial and lifestyle objectives.
